Summary

70.63 -0.48(-0.67%)11/20/2024
Upstart Holdings Inc (UPST)

Key Facts


1 Day1 Week1 Month3 Months6 Months1 Year5 YearsAll Time
-0.684.1734.4383.98176.87171.760.00139.67


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Earnings
  • UPST reported last earnings on 2024-11-07 after the market.
  • An EPS of $-0.06 was observed compared to an estimated EPS of $-0.15, resulting in a surprise value of $0.09.
  • A revenue of $-5 million was observed compared to an estimated revenue of $150 million, resulting in a surprise value of $-156 Million.


  • Fundamental Ratings
    CategoryRating
    Main RatingD+
    Recommended RatingStrong Sell
    DCFStrong Sell
    ROEStrong Sell
    ROAStrong Sell
    Debt/EquityStrong Sell
    P/EStrong Sell
    P/BStrong Sell


    Trading Data
    Close70.63
    Open71.39
    High73.94
    Low68.60
    Volume3,944,620
    Change-0.48
    Change %-0.68
    Avg Volume (20 Days)8,941,212
    Volume/Avg Volume (20 Days) Ratio0.44
    52 Week Range20.60 - 86.07
    Price vs 52 Week High-17.94%
    Price vs 52 Week Low242.86%
    Range-1.06
    Gap Up/Down-0.11
    Fundamentals
    Market Capitalization (Mln)4,697
    EBIDTA100,032,000
    PE Ratio146.5622
    PEG Ratio0.0000
    WallStreet Target Price298.33
    Book Value8.8190
    Earnings Per Share0.9890
    EPS Estimate Current Quarter0.3300
    EPS Estimate Next Quarter0.2000
    EPS Estimate Current Year1.9600
    EPS Estimate Next Year2.4100
    Diluted EPS (TTM)0.9890
    Revenues
    Profit Marging0.1222
    Operating Marging (TTM)0.1513
    Return on asset (TTM)0.0626
    Return on equity (TTM)0.1859
    Revenue TTM634,321,024
    Revenue per share TTM9.9180
    Quarterly Revenue Growth (YOY)2.4240
    Quarterly Earnings Growth (YOY)2.0370
    Gross Profit (TTM)203,861,000
    Dividends
    Dividend Share0.0000
    Dividend Yield
    Valuations
    Trailing PE146.5622
    Forward PE0.0000
    Price Sales (TTM)0.0000
    Price Book (MRQ)18.3213
    Revenue Enterprise Value 0.0000
    EBITDA Enterprise Value0.0000
    Shares
    Shares Outstanding81,957,400
    Shares Float61,635,253
    Shares Short0
    Shares Short (Prior Month)0
    Shares Ratio0.00
    Short Outstanding (%)0.00
    Short Float (%)0.00
    Insider (%)14.46
    Institutions (%)52.35


    11/21 07:00 EST - forbes.com
    Could Upstart Stock Double From Here?
    The stock price of Upstart (NASDAQ: UPST), a cloud-based artificial intelligence lending platform in the U.S., has risen a solid 35% in a month. Much of this move came after it announced a better than anticipated quarterly performance on November 7.
    11/19 04:01 EST - https://247wallst.com
    SoFi Technologies (SOFI) Price Prediction and Forecast 2025-2030
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    11/18 13:00 EST - zacks.com
    Upstart (UPST) Moves to Buy: Rationale Behind the Upgrade
    Upstart (UPST) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
    11/16 18:42 EST - fool.com
    Here We Go Again: Why Upstart Investors Should Tread Carefully
    Upstart reported a strong quarter, but there's more to the story.
    11/13 10:00 EST - zacks.com
    Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know
    Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
    11/12 23:08 EST - businesswire.com
    Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030
    SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030.
    11/12 09:45 EST - fool.com
    Why Is Upstart Stock Soaring, and Is It Too Late to Buy?
    Upstart uses artificial intelligence to make lending decisions.
    11/12 06:55 EST - businesswire.com
    Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030
    SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030.
    11/11 05:17 EST - https://thefly.com
    Upstart upgraded to Neutral from Sell at BTIG
    BTIG upgraded Upstart to Neutral from Sell without a price target. The firm acknowledges that the company's volumes are likely to accelerate further from here, which it says is the key catalyst for the shares into 2025. While not bullish on Upstart shares, BTIG is using a "bull-case scenario" for...
    11/10 06:00 EST - seekingalpha.com
    Upstart: This Is The Perfect Time To Sell (Rating Downgrade)
    Upstart's Q3 earnings exceeded expectations, driven by strong demand for personal and auto loans, resulting in a 46% surge in share price and a $2.2B market cap increase. The fintech's revenue grew 27% quarter-over-quarter, with decent improvements in key metrics like conversion rates and automated...
    11/09 09:00 EST - seekingalpha.com
    Upstart: Don't Get Too Much Excited
    Upstart Holdings has shown improved operating momentum in Q3, with a 43% increase in lending volume and positive adjusted EBITDA, but remains a risky investment. The company's AI lending models are still in a validation phase and have not been tested in an economic recession, raising concerns about...
    11/09 03:48 EST - fool.com
    3 Top Fintech Stocks to Buy in November
    Robinhood, Upstart, and Affirm are positioned to head higher.
    11/08 20:42 EST - cnbc.com
    Fintechs Upstart and Toast soar on earnings
    Wall Street applauded results from fintech companies Upstart and Toast. Both companies reported better-than-expected quarterly results.
    11/08 15:01 EST - zacks.com
    Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
    Although the revenue and EPS for Upstart (UPST) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
    11/08 13:18 EST - pymnts.com
    Volatile FinTech Stocks Highlight Promise, Perils of Financial Services' Digital Makeover
    On Wall Street, what goes up must go down, and vice versa. A momentous week with a seesaw of volatility in the markets could be rightly chalked up to the seismic shifts from elections Tuesday (Nov. 5).
    11/08 12:42 EST - fool.com
    Why Upstart Rocketed Almost 50% Today
    Upstart's earnings show the company is firmly back in growth mode.
    11/08 12:38 EST - benzinga.com
    Upstart's Enhanced Lending Model Drives Revenue Growth, Analyst Sees Further Upside Potential
    Piper Sandler analyst Arvind Ramnani upgraded Upstart Holdings, Inc. UPST to Overweight from Neutral, raising the price forecast to $85 from $31.
    11/08 09:02 EST - marketwatch.com
    Upstart's stock roars higher. Here's why analysts say the tide is turning.
    Analysts say the AI lender is on a better track is it benefits from an improved interest-rate climate, funding partnerships and “solid” credit trends.
    11/08 00:38 EST - seekingalpha.com
    Upstart Holdings, Inc. (UPST) Q3 2024 Earnings Call Transcript
    Upstart Holdings, Inc. (NASDAQ:UPST ) Q3 2024 Earnings Conference Call November 7, 2024 4:30 PM ET Company Participants Alice Berry - Senior Director of Investor Relations Dave Girouard - Co-Founder & Chief Executive Officer Sanjay Datta - Chief Financial Officer Conference Call Participants Peter...
    11/07 19:30 EST - zacks.com
    Upstart Holdings, Inc. (UPST) Reports Q3 Loss, Tops Revenue Estimates
    Upstart Holdings, Inc. (UPST) came out with a quarterly loss of $0.06 per share versus the Zacks Consensus Estimate of a loss of $0.14. This compares to loss of $0.05 per share a year ago.